Featured Stories
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High-Price Appraisal Rule; 17 Months and Counting
In conjunction with the story on TMHA board action, we thought it important to remind our membership about the HPML Appraisal Rule. With so many new regulations which are currently live now, like … more
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TMHA on the Move – More Visits with Texas Congressmen
Immediately following TMHA’s Board of Director’s meeting last Tuesday in San Antonio, TMHA Chairman, Karl Radde, and Executive Director, DJ Pendleton, traveled to Dallas to attend an evening … more
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Industrialized Housing Council Meeting March 7th – New Modular Home Agency Proposed Rules to be Discussed
On Friday, March 7th, the IHB Council will meet in Austin to address multiple agenda items. The most significant will be a discussion on currently proposed new administrative rules that, if adopted, … more
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TMHA and the Already Busy 2014
We are nearly a full month into the New Year and a half month into the full implementation of all of the Dodd-Frank regulations. In this Texas legislative interim year TMHA has been anything but … more
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Lien Be Gone
HB 3613 has been fully implemented by the Manufactured Housing Division of the Texas Department of Housing and Community Affairs removing all tax liens delinquent beyond the statute of limitations of … more
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CFPB Director Testifies Before House Financial Services - Manufactured Housing was a Top Topic of the Day
On Wednesday the Director of the Consumer Financial Protection Bureau, Richard Cordray, testified before the House Financial Services Committee regarding the Semi-Annual Report on the Consumer … more
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Final HPML Appraisal Rule Released – MH Exemptions Eroded
Last Thursday the Board of Governors of the Federal Reserve System (Board); Bureau of Consumer Financial Protection (Bureau); Federal Deposit Insurance Corporation (FDIC); Federal Housing Finance … more
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CFPB Issues Final Rule on Points and Fees Calculations and Loan Originator Activities
On October 1 the CFPB issued a final rule to a previous supplemental proposed rule. The amendments focused primarily on loss mitigation procedures under Regulation X’s servicing provisions, amounts … more
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CFPB Not Persuaded to Change HOEPA Interest Rate and Points and Fees Limits
At the MHI annual meeting in California last week we learned the industry’s efforts to convince the CFPB to modify through administrative rules the APR rate and points and fees caps currently … more
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TMHA Sends Letters to Texas Congressional Delegation Requesting Support for H.R. 1779
TMHA has sent letters to the offices of Texas’ congressional delegation. All 36 Texas members have been asked to support and co-sponsor H.R. 1779, The Preserving Access to Manufactured Housing Act. … more