News | TMHA: Texas Manufactured Housing Association

The Start...the 87th Has Begun

January 14, 2021 - The 87th Texas Legislative Session is underway. We have a couple days under our belt of the total 140-day session. As of this post there have been 1,404 bills filed. Our team has gone through...

CFPB New Rule for "Seasoned QM"

January 11, 2021 - The CFPB issued a final rule that creates a new type of QM – a Seasoned QM. The “seasoning” is for an amount of time (36-months). The new rule would convert originated non-QMs or rebuttable...

CFPB Issues New Rule for General QMs

January 11, 2021 - The basic changes to QMs in the new rule are: No more 43% DTI required for QM underwriting (by your larger and institutional lenders, small creditor exempted lenders never had a hard 43% limit) The...

Texas’s 87th Legislative Session Starts Tomorrow

January 11, 2021 - Tomorrow, January 12, 2021, the Texas Legislative Session will begin. Day one of 140 days. With all that is happening currently in our country and state, this session will certainly have new elements never before...

CFPB Issues New Rules for QMs and Creates "Seasoned QM"

January 11, 2021 - On December 29, 2020 the CFPB published in the Federal Register two new final rules. One rule modifying provisions related to a “Qualified Mortgage” (QM), and another rule created a new type of QM called...

Congress Passes Comprehensive Stimulus Bill

December 22, 2020 - Congress passed the Consolidated Appropriations Act of 2021on Monday, December 21, 2020. President Trump sign the bill into law on Sunday, December 27, 2021. We will have additional information on various details of the new...

November 2020 Texas Legislature Election Results

November 04, 2020 - I know nearly all eyes are still transfixed on the handful of states still counting votes in the presidential election. And while those results are not yet known, we do now know the results of...

Update on Texas Evictions and New Texas Eviction Diversion Program

October 08, 2020 - It’s been and continues to be a whirlwind when it comes to the eviction process in Texas, and throughout the country. From the CARES Act, FHFA forbearance, local prohibitions (Austin, Dallas, San Marcos, San Antonio),...

CARES Act Eviction and Late Fee Moratorium and Commercial Loan Forbearance

September 04, 2020 - Temporary Moratorium on Eviction Filings The CARES Act enacted a Temporary Moratorium on Eviction Filings. As it might apply to some manufactured home communities, this moratorium ONLY applies to “federally backed multifamily mortgage loans.” For...

CDC Announces Nationwide Eviction Prohibition

September 02, 2020 - The federal Centers for Disease Control and Prevention (CDC) will formally issue an Order under Section 361 of the Public Health Service Act to temporarily halt residential evictions effective on September 4 and lasting until...

AG Paxton Issues Opinion on City and County Imposed Eviction Restrictions

August 11, 2020 - On August 7, Texas Attorney General Ken Paxton issued anopinionaddressing a request from Sen. Brandon Creighton questioning the validity of orders adopted by local governmental entities, operating under local emergency declarations, to delay, prohibit, or...

President Trump Issues Executive Orders Addressing Assistance to Renters and Homeowners

August 11, 2020 - On August 8, President Trump signed an executive order stating that it is the, “policy of the United States to minimize, to the greatest extent possible, residential evictions and foreclosures…the Secretary of Health and Human...

TX Supreme Court CARES Act Affidavit Requirement and Travis County Evictions Moratorium Extension

July 23, 2020 - On July 22, the Texas Supreme Court updated a previous order extending an affidavit requirement through August 24 for all eviction proceedings. The order states the property must certify whether or not the premises is...

FHFA Extends Foreclosure and Eviction Moratorium

June 12, 2020 - Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac willextendtheir single-familymoratorium on foreclosures and evictions until at least August 31, 2020.The foreclosure moratorium applies to federally-backed, single-family mortgages only. The current moratorium...

Paycheck Protection Program Flexibility Act Becomes Law

June 08, 2020 - Paycheck Protection Program Flexibility Act (HR 7010) was signed into law on June 5, 2020. This bill modifies provisions related to the forgiveness of loans made to small businesses under the Paycheck Protection Program implemented...

City of Austin Passes CARES Act Landlord Disclosure Requirement

May 28, 2020 - Attention all MH Community owners with interests in the City of Austin: The City of Austin passed an ordinance requiring that if a resident submits a written request asking if the property is covered by...

Evictions Update and Local Jurisdictions

May 20, 2020 - In these unprecedented times we continue to navigate our ever-changing environment. The layers of government actions spanning from federal, state, and then down to counties and cities can prove a daunting task to unravel. The...

Texas Begins to Re-Open on May 1

April 28, 2020 - Gov. Abbott announced that starting on May 1, “Phase I” of the state’s re-opening process will begin. In addition to the governor’s prior order allowing essential businesses to remain open (which included all forms of...

Gov. Abbott Issues Statewide Exec. Order GA 14 “Essential Services”

April 02, 2020 - At his Tuesday, March 31, 2020, press conference, Gov. Abbott announced his issuance of Executive Order GA – 14 “Essential Services.” Gov. Abbott’s order lists, as a statewide designation, 17 Essential Critical Infrastructure Sectors. His...

Paycheck Protection Program - New SBA Program in CARES Act Response to COVID-19

March 30, 2020 - ThePaycheck Protection Program is intended to keep workers on small businesses’ payrolls by offering the business owners forgivable loans. This program is administered though SBA approved lenders (lenders approved to make SBA 7(a) loans). It...

Economic Injury Disaster Loan with New Emergency Grant of $10K

March 30, 2020 - Economic Injury Disaster Loan (EIDL) assistance program was in existence prior to COVID-19 for the purpose of assisting small business in the wake of any declared disaster. However, in the CARES Act there were addition...

H.R. 748 Coronavirus Aid, Relief, and Economic Security (CARES) Act Passes Congress

March 27, 2020 - Congress has passed its “phase III” more than $2 trillion relief legislation. The Coronavirus Aid, Relief, and Economic Security (CARES) Act, was signed into law by President Trump hours following its passage by the House....

Fannie Mae and Freddie Mac Announce Forbearance Programs for Multifamily Commercial Loans - Impacting TX MH Communities

March 24, 2020 - First, for our community owners who might have their communities financed through Freddie Mac’s multifamily commercial loan programs, this morning Freddie announced a program allowing 90-day deferment of loan payments by showing hardship as a...

TMHA Submits Request to Gov. Abbot for Factory-Built Housing to be an “Essential Service”

March 24, 2020 - At this point, Gov. Abbott has not issued a state-wide “shelter in place” order. However, cities and counties throughout Texas have issued their own local orders. We are currently aware of and are tracking the...

Links and List of Texas Local Shelter in Place Orders

March 24, 2020 - Here are the cities and counties that we are tracking that have issued local shelter in place orders. TMHA strongly encourages members to consult with their legal counsel and company decision makers to evaluate the...

TX Supreme Court Halts All Evictions and COVID-19 TMHA Update

March 20, 2020 - The Texas Supreme Court has issued a statewide moratorium on evictions until at least April 30 The only exception are for cases when: “Landlords may proceed with eviction cases only if the actions of the...

New HUD Formaldehyde Rule and the Impact in Texas

February 27, 2020 - On March 2, 2020, the manufactured housing industry will switch over to the 2020 version of the HUD-code. The most significant updates are the changes to the federal Formaldehyde Notice provisions. Manufacturers will be required...

Important Announcement for Community Operators- HUD Releases New Landlord Guidance on Service and Assistance Animals

January 29, 2020 - Does this sound familiar, “Yes, that’s right. This is Alan, my 12-foot alligator, and he is my ‘service alligator.’ He only mistakenly ate four cats and one mailman last week, but really, he’s just so...

TMHA Submits Comment Letter on White House Council Request for Information on Eliminating Regulatory Barriers to Affordable Housing

January 17, 2020 - This post contains the content of TMHA's comment letter submitted on January 17 in response toHUD's request for public comment on, "Federal, State, local, and Tribal laws, regulations, land use requirements, and administrative practices that...

A Step in the Right Direction - HUD Proposes New Rule for AFFH

January 14, 2020 - In the post-holidays malaise that comes when life returns to our normal routine, there was a significant rule release from HUD that needs our attention. I’ll start with a cautionary caveat that this article is...

Texas Deployment of MH Advantage / HOMEchoice homes

November 19, 2019 - One of the first manufactured homes conforming with the requirements of the pilot programs recently launched by the Government Sponsored Entities, Freddie Mac and Fannie Mae, was placed on a lot near Canyon Lake by...

MHI, TMHA, and Industry Leaders Attend National League of Cities City Summit

November 19, 2019 - TMHA’s DJ Pendleton and Rob Ripperda will join MHI’s President-Elect, Mark Bowersox, along with TMHA’s Vice-Chairman and Chair of the National Retailers’ Council, Karl Radde, in San Antonio to attend the National League of Cities...

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