Featured Stories
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The 2012 Election Comes to a Familiar Looking Close
The dust has settled on yet another election. The 30,000 foot view of this election could be seen as follows: billions of dollars spent, bitter election fights, voter fatigue from the near constant … more
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The End is Near??
We have less than 3 weeks to go until the airwaves are clear again, no more being bombarded by endless campaign commercials, debates, the 24 hour election newscycle, no more polls, and no more yard … more
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TMHA Submits Comments to CFPB on Mortgage Appraisals, ECOA Changes and Loan Originator Compensation
This past Monday and Tuesday marked the deadlines for three more submissions of public comments relating to proposed federal regulations to the national mortgage industry. All three of the proposed … more
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TMHA Submits Loan Servicing Comments to CFPB
TMHA submitted formal comments to the CFPB on the proposed loan servicing regulations on October 9th. The proposed rule provided for a “small servicer” exemption to the Periodic Statement … more
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TMHA Submits Public Comments to CFPB
This past Friday marked the deadline for submitting comments on the High-Cost Mortgage and Homeownership Counseling Proposed rule to the CFPB. In TMHA's continual effort to submit comments on each of … more
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Dangerous Seas: Navigating the Treacherous Waters of Dodd-Frank
Let me guess: you have heard rumors, threats, scary stories, and reliable affirmations that, as written, Dodd-Frank will end our collective world as we know it, right? For the majority the extent … more
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Anti-Money Laundering
Just when you thought there was enough to follow with the CFPB, on February 14, 2012 the Financial Crimes Enforcement Network (FinCEN), which is a bureau of the U.S. Department of Treasury, … more
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Really, We're All in the Same Boat?
To be honest, many times issues are presented in grandiose terms, but only impact a specific segment of the industry. Sure everything is ever so slightly tied together the further you pull back from … more
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From the Executive Director
I was talking to a member on the phone recently and he asked, “DJ, when is your ‘interim’ going to actually be an interim?” I simply had to laugh and politely remind him the association is and will … more
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Chariman's Corner: Putting the Qualified Mortgage Dilemma in Perspective
The Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law by President Obama on July 21, 2010. The Act implements financial reform supported by the Democratic Party and the … more